This was a job for Syflex, the cloth simulator guys. They wanted a card for Christmas/New Year, and also a character (Sylene) they could potentially use again in the future. (See more of the card here: http://www.syflex.biz/ )
The hair is Photoshop painted in this version.
It was a pretty rush job, specially at the end, but I'm happy with it. I had to learn Syflex from scratch just for this job, and even so I think the cloth-simulations came out great. I loved working with it.
Clothing design and cloth textures: Tami Zori